By Matt Carter
HUD released the new FHA loan limits for California today — the rest of the country will get theirs tomorrow — and median home price data that allows you to calculate the new conforming loan limit for Freddie Mac and Fannie Mae (it’s 125 percent of the median home price, or $417,000, whichever is more, up to a maximum of $729,750).
All told, 14 California counties saw their loan limits for FHA, Fannie and Freddie bumped all the way up to the $729,750 cap. Most were in the San Francisco Bay Area or northern California (Alameda, Contra Costa, Marin, Monterey, Napa, San Francisco, San Mateo, Santa Cruz, Santa Clara) with five more in the L.A. area (Los Angeles, Orange, San Benito, Santa Barbara, and Ventura). Click "more" for a table.
|
County |
Median price |
FHA limit |
Conforming loan limit |
|
|
$995,000 |
$729,750 |
$729,750 |
|
Alpine County |
$438,000 |
$547,500 |
$547,500 |
|
|
$355,000 |
$443,750 |
$443,750 |
|
|
$320,000 |
$400,000 |
$417,000 |
|
|
$370,000 |
$462,500 |
$462,500 |
|
|
$318,000 |
$397,500 |
$417,000 |
|
|
$995,000 |
$729,750 |
$729,750 |
|
Del Norte County |
$249,000 |
$311,250 |
$417,000 |
|
|
$464,000 |
$580,000 |
$580,000 |
|
|
$305,000 |
$381,250 |
$417,000 |
|
|
$230,000 |
$287,500 |
$417,000 |
|
|
$315,000 |
$393,750 |
$417,000 |
|
|
$260,000 |
$325,000 |
$417,000 |
|
|
$350,000 |
$437,500 |
$437,500 |
|
|
$295,000 |
$368,750 |
$417,000 |
|
|
$260,000 |
$325,000 |
$417,000 |
|
|
$321,000 |
$401,250 |
$417,000 |
|
|
$200,000 |
$271,050 |
$417,000 |
|
|
$710,000 |
$729,750 |
$729,750 |
|
|
$340,000 |
$425,000 |
$425,000 |
|
|
$995,000 |
$729,750 |
$729,750 |
|
|
$330,000 |
$412,500 |
$417,000 |
|
|
$410,000 |
$512,500 |
$512,500 |
|
|
$378,000 |
$472,500 |
$472,500 |
|
|
$125,000 |
$271,050 |
$417,000 |
|
|
$370,000 |
$462,500 |
$462,500 |
|
|
$599,000 |
$729,750 |
$729,750 |
|
|
$615,000 |
$729,750 |
$729,750 |
|
|
$450,000 |
$562,500 |
$562,500 |
|
|
$710,000 |
$729,750 |
$729,750 |
|
|
$464,000 |
$580,000 |
$580,000 |
|
|
$328,000 |
$410,000 |
$417,000 |
|
|
$400,000 |
$500,000 |
$500,000 |
|
|
$464,000 |
$580,000 |
$580,000 |
|
|
$790,000 |
$729,750 |
$729,750 |
|
|
$400,000 |
$500,000 |
$500,000 |
|
|
$558,000 |
$697,500 |
$697,500 |
|
|
$995,000 |
$729,750 |
$729,750 |
|
|
$391,000 |
$488,750 |
$488,750 |
|
|
$550,000 |
$687,500 |
$687,500 |
|
|
$995,000 |
$729,750 |
$729,750 |
|
|
$615,000 |
$729,750 |
$729,750 |
|
|
$790,000 |
$729,750 |
$729,750 |
|
|
$719,000 |
$729,750 |
$729,750 |
|
|
$339,000 |
$423,750 |
$423,750 |
|
|
$228,000 |
$285,000 |
$417,000 |
|
|
$235,000 |
$293,750 |
$417,000 |
|
|
$446,000 |
$557,500 |
$557,500 |
|
|
$530,000 |
$662,500 |
$662,500 |
|
|
$339,000 |
$423,750 |
$423,750 |
|
|
$340,000 |
$425,000 |
$425,000 |
|
|
$250,000 |
$312,500 |
$417,000 |
|
|
$200,000 |
$271,050 |
$417,000 |
|
|
$260,000 |
$325,000 |
$417,000 |
|
|
$350,000 |
$437,500 |
$437,500 |
|
|
$599,000 |
$729,750 |
$729,750 |
|
|
$464,000 |
$580,000 |
$580,000 |
|
|
$340,000 |
$425,000 |
$425,000 |
